News from Norma

Greetings!

Here we go again! It seems as though just when we thought things were improving, the volatility is back. Concerns about the financial markets, both US and international, concerns about the disagreement between the political parties and concerns about the long term unemployment are causing a lack of confidence and pullbacks in returns. What to do? Where to invest?  These questions can be answered by thinking through your long term goals. When are you going to need your funds? Are you accumulating or drawing income from your investments? There are many factors to consider. If you have concerns it’s time to review, and possibility adjust, our strategy. We are having a seminar to discuss market volatility (invitation enclosed) - Please try to attend!

This past year we have reviewed your beneficiary designations, analyzed your tax returns, and looked over your retirement goals as part of your normal investment review process. If you have not yet reviewed these areas, please give us a call so we can set this up as part of our next investment review. Next year (2012) we will be reviewing your insurance coverage, tax returns, and retirement plans.

Recently you may have begun receiving our new email newsletters from Broadridge-Forefield marketing. We started using this service to keep you in the know about the latest market information. We also have shared articles that I’ve found filled with useful information. If you are not on our mailing list, please contact us so you can start receiving this wonderful newsletter!

The summer went by too fast. George and I enjoyed a family vacation at the Outer Banks in August (thankfully before the hurricane). We also went on a business/personal trip to Utah. We had never been there before so we really enjoyed the trip. I had a minor accident while we were there. I fell out of the hotel shuttle bus. Lucky for me, a black eye was my only injury.

Who do you know who may benefit from a financial plan? All of our clients are referrals from existing clients. If you know someone who may benefit from our services, please let us know. We can call that person or they can call us to come in for a free initial consultation with no obligation appointment where we can discuss their financial goals and concerns. 

As always, thank you for your support! If there is anything you need- please let us know.

Norma E. Finkner,CFP,EA

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